× Lendela is not a lending agent and is completely free to use.


Let us help you find the best personal loan in just a few steps. Start by filling out the application form – it is 100% free of charge and your data is safe with us.

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Member of FTOHK

Member of FTOHK

Customer rating 5.0

Customer rating 5.0

Requirements to apply

  • 18 years or older
  • Living in Hong Kong
  • Minimum monthly income of $8,000
  • No TU check before offer confirmation
UA Finance
Standard Chartered
Finance One
Zero Finance

Warning: You have to repay your loans. Don't pay any intermediaries.


Your privacy and the protection of your data is extremely important to us. We never share any data related to you as an individual or to your application if it isn’t essential in the process of getting you the best possible loan offer. Your information stays secure with us at all times.

If you meet the basic requirements listed in the top of the application form, you can apply for a personal loan and will have a good chance of getting loan offers from several banks and lenders. Note that each bank and lender has its unique criteria for final approval.

No. Lendela will not perform any credit check. Towards the end of the process, if you proceed with one of our lenders that are TU members, they may ask you for a credit check. However, the lender will only perform the credit check with your consent.

This depends on each bank's/lender's internal process, as well as your application. However, when your application is fully approved and you have accepted an offer, it normally doesn't take more than a few days before the money is in your bank account.

Warning: You have to repay your loans. Don't pay any intermediaries.