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If you meet the basic requirements listed in the top of the application form, you can apply for a personal loan and will have a good chance of getting loan offers from several banks and lenders. Note that each bank and lender has its unique criteria for final approval.
No. Lendela will not perform any credit check. Towards the end of the process, if you proceed with one of our lenders that are TU members, they may ask you for a credit check. However, the lender will only perform the credit check with your consent.
This depends on each bank's/lender's internal process, as well as your application. However, when your application is fully approved and you have accepted an offer, it normally doesn't take more than a few days before the money is in your bank account.