× Lendela is not a lending agent and is completely free to use.

Debt consolidation in a few easy steps

  • Get rid of your expensive loans

  • Consolidate debt, up to $1,000,000

  • Compare and select debt consolidation loan plans for free

  • Minimum salary required $7,000

START HERE...

Loan Amount
$
-
+
$5,000
$3,000,000

Tenure
-
+
3
72

Your monthly payment

$2,813

REGIONAL PARTNERS

promise
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70,000 loan applications yearly!

Comparing personal loans in Hong Kong can be fast, easy, and hassle-free. Find out what our great customers have to say about Lendela.

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Peter Lai
4 hours ago
(Translated by Google) Many thanks to canaan for his help, and I was able to successfully borrow a loan. I...
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Boy West
2 days ago
(Translated by Google) Katy's service attitude is serious, and the handling matters are clear, so that customers...
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Xie Xie
3 days ago
(Translated by Google) Thank you canaan for the introduction, I got help in the capital turnover, I should post
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Kenneth Yuen
3 days ago
(Translated by Google) Very good, the service attitude is very good, so I give it five stars👍🙂
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梁嘉鳳
3 days ago
(Translated by Google) called KATY
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Rajput Ak
3 days ago
Katy thnx so much nice person
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Yee Ching Chan
4 days ago
(Translated by Google) The platform is very good, Katy is very nice, the introduction is very good, the interest...
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Cheung Stanley
4 days ago
(Translated by Google) Please, Alice, it will be finished in half a day, it’s your fault
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Jason Y
4 days ago
(Translated by Google) Very good service attitude, especially Katy
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chunkwong yau
4 days ago
(Translated by Google) No Katy!
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Haitong Bai
1 week ago
(Translated by Google) Thank you Katy for the fast service efficiency, patiently explaining the concerns of...
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Angel Yip
1 week ago
(Translated by Google) canaan helped me successfully borrow money
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Joey Chong
1 week ago
(Translated by Google) The service is attentive and fast, the staff cannan provides first-class service, good
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龍蝦
1 week ago
(Translated by Google) Very good lending platform, I really like it! The employee of your company called Canaan is ...
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Bernie Garcia Concepcion
1 week ago
Katy is a helpful and professional one.
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Donna Dela cruz
1 week ago
Thank you katy i greatly appreciate your help🙏
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Poon Kongsang
1 week ago
(Translated by Google) help katy
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Shamjimmy Sham
1 week ago
(Translated by Google) If he finds them for you, he will definitely borrow them.
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kit cheung
2 weeks ago
Canaan good
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mauller dela cruz
2 weeks ago
thank you Lendela limited for this. they give me a good, nice and fast transaction especially to Canaan😊👏
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CY
2 weeks ago
(Translated by Google) Katy is very friendly, the whole process is smooth and the expected results are achieved
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古飛飛
2 weeks ago
(Translated by Google) How good is this company? The service attitude of the staff katy is very good
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なきりぐみRyuuya -
2 weeks ago
(Translated by Google) The customer service is enthusiastic and helpful, helping me tide over the difficulties
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lam kit
2 weeks ago
(Translated by Google) Thank you Katy for your help, sincerely thx
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Simon Lam
2 weeks ago
(Translated by Google) Canaan is so helpful. It helped me find a room that met my needs and helped me with my...
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Lam Raymand
2 weeks ago
(Translated by Google) Canaan, really helpful, fast and beautiful
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lui chi ho
2 weeks ago
(Translated by Google) Thanks Katy for your help Very enthusiastic and helped me solve the problem again Thank you ...
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Man Kit Tam
2 weeks ago
(Translated by Google) good service Staff Canaan is very careful, helping me to explain and find a suitable...
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王集
2 weeks ago
(Translated by Google) Very good service, everyone can borrow it if they need it, and solve urgent needs.
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胡偉祺
2 weeks ago
(Translated by Google) Good service attitude
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Ed Cousin
2 weeks ago
(Translated by Google) Thank you Cannan helper for following up. Thanks. There is a tie👍🏻
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Ng Cheuk Hin
2 weeks ago
(Translated by Google) Alice has a good service attitude. Very efficient 👍
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阿Wing
2 weeks ago
(Translated by Google) Thank you so much canaan for helping me, he provided many ways to help me thank you
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yin ling elaine yeung
3 weeks ago
(Translated by Google) MISS KATY Thank you for helping Lendela Limited to solve my financial problems, and your...
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Kingsley Poon
3 weeks ago
(Translated by Google) Very well followed up! Katy is more nervous than me But thanks for his help
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Jay Gonzalez
3 weeks ago
Canaan Very helpful in answering all my queries.
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L Hk
3 weeks ago
(Translated by Google) thanks! Canaan and Lendela Recommended financial company Let customers feel at ease and...
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Gary Chu
3 weeks ago
(Translated by Google) Canaan explained and provided useful information to me carefully and patiently. He offered...
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Joanne Tse
3 weeks ago
(Translated by Google) Efficient handling, friendly attitude, thank you.
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Huang Tl
3 weeks ago
(Translated by Google) Thank you canaan for helping me get the loan smoothly.”
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Michael Lee
3 weeks ago
(Translated by Google) Oh, I should bask in cannan as a helper!
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Wingkam Tung
3 weeks ago
(Translated by Google) The service is good, Katy is so patient to help me, it really helps
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一二
4 weeks ago
(Translated by Google) katy's help is very useful Thank you for helping me
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無奈
4 weeks ago
(Translated by Google) Cannan is very grateful for your company's help. The situation is not the same as what I...
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鄭靈玉
4 weeks ago
(Translated by Google) Canaan has a good attitude, add more labor
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Chris Riley
4 weeks ago
THANKS MS KATY FOR ALL YOUR SPEEDY HELP FROM START TO FINISHED. FROM GIVING ME GUIDANCE AND PRECISE DIRECTION IS...
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CH
4 weeks ago
(Translated by Google) It's all because of Katy, so I chose the left service in the end, thank you
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tong sui yi
4 weeks ago
(Translated by Google) Katy is very friendly and patient, and the company she introduced to me really helped me,...
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林柏儒
4 weeks ago
(Translated by Google) Canaan helps
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Wk Y
4 weeks ago
(Translated by Google) Canaan tried his best to help, the reply is very relevant, thank you for your help🙏🏼
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ma tsz yeung
1 month ago
Gd
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Cheung Chun Lam
1 month ago
Thank you Katy for your help !
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Cheng Ka Hung
1 month ago
(Translated by Google) Thanks for Katy Besides being helpful, Zhonghao treats others with care and courtesy
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Ed Leung
1 month ago
Canaan is such a great staff in Lendela. Patient, efficient, helpful and understandable .
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Calvin
1 month ago
(Translated by Google) thanks canaan for help
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Hon keung Wong
1 month ago
(Translated by Google) Very good, helped me solve the problem the first time
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Chun Kit Huang
1 month ago
(Translated by Google) Katy is really ok
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Diefish Poon
1 month ago
(Translated by Google) Canaan is willing to help me think of ways and provide advice
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Yeung To
1 month ago
(Translated by Google) Canaan is super helpful, if you need to be in a hurry, it will be done immediately👍👍
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So Sam
1 month ago
(Translated by Google) Katy is very professional and patient 👍🏼 And carefully analyze each room Instantly...
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yuya Natsume
1 month ago
(Translated by Google) Thank you, Mr. Andy, for your good suggestion. Zhong You's voice is really nice.
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chun yeung ng
1 month ago
(Translated by Google) Katy is very attentive
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fung yi to
1 month ago
(Translated by Google) cannan
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kelvin_0622 Yeung
1 month ago
(Translated by Google) Canaan's service attitude is very good, and the response is fast
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wai hang fu
1 month ago
(Translated by Google) Canaan really helps
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Ben Chu
1 month ago
(Translated by Google) Katy is a good helper, very efficient, must recommend
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Tsz Lam Tang
1 month ago
(Translated by Google) Andy is very helpful
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黃信一
1 month ago
(Translated by Google) Thank you for your help canaan
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wai chan
1 month ago
(Translated by Google) You shouldn't be talking about Katy He is really enthusiastic and helped me solve my...
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Wesley Leung
1 month ago
Thanks the help from Canaan.
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SSWAMI VINOD BHARATI
1 month ago
Great financial support from team
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willam cheuk
1 month ago
(Translated by Google) Introduced by alice, I really appreciate it
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Alan Chow
1 month ago
(Translated by Google) katy helped me 👍🏻
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valar leung
1 month ago
(Translated by Google) Canaan has a good service attitude help
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luther leung
1 month ago
(Translated by Google) I tried my best to help solve the problem, especially the staff Alice followed up the whole ...
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King Yeah
1 month ago
(Translated by Google) Kuaishou, and nice The requirements are difficult, but Canaan has made arrangements as far...
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Alan Mok
1 month ago
(Translated by Google) This time I am really grateful for the loan, Katy, for helping me find a loan company and...
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Chung Kin Shing
1 month ago
(Translated by Google) To solve the urgent need, Ms. Katy follows up the case closely and can be trusted to assist.
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Woo Zero
1 month ago
(Translated by Google) Lendela's colleague Katy is very helpful, thank you!
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博迪科技有限公司
1 month ago
(Translated by Google) Thank you Katy for the detailed explanation and fast service!
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Kaho Yim
1 month ago
(Translated by Google) Thank you Canaan for the detailed explanation
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ka fai victor cheung
1 month ago
(Translated by Google) I am very grateful to Mr. Canaan Wang for his assistance and help. Thanks to him, I can...
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珍惜眼前人
1 month ago
(Translated by Google) Thanks to every employee in la company for being serious and considerate to every guest,...
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K.Y LIN
1 month ago
(Translated by Google) Cannan good service
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青龍
2 months ago
(Translated by Google) Thank you Miss Katy for your tireless help. I finally succeeded, and my mouth is so...
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Lee Chai Sun
2 months ago
(Translated by Google) Convenient, simple, good!
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chak man ng
2 months ago
(Translated by Google) Katy is very close to customer needs 🙏🙏🙏
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施寶添
2 months ago
(Translated by Google) Katy is a really nice staff member, very helpful
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so so
2 months ago
katy good
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Toxic follower
2 months ago
(Translated by Google) smooth communication
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sze ho wong
2 months ago
Canaan
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Chok Lam Au
2 months ago
(Translated by Google) Katy tried her best to help 👍Very satisfied
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Honkeung Lin
2 months ago
(Translated by Google) Katy has a good service attitude and will help you follow up the whole process, positive✌
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ma kit
2 months ago
(Translated by Google) With Katy's careful answers, you will feel that you really want to solve problems for...
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Siu kit Lau
2 months ago
(Translated by Google) Thanks Andy for helping
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chun chung lam
2 months ago
(Translated by Google) I am very grateful to Katy for her hard work, which saved me a lot of time and trouble
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Wai __0612
2 months ago
(Translated by Google) Canaan is 10 points friendly and helped me solve the problem quickly Very efficient and...
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GCA HK
2 months ago
Katy was very attentive and helpful from the time of application up till the approval. She was courteous and...
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Henrylau Lau
2 months ago
(Translated by Google) Thank you canaan for finding a loan company that suits me and successfully borrowing money
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lee chung lok
2 months ago
All Good and thanks Canaan.
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Catherine Joy Sonza
2 months ago
Katy is very helpful to me. Thanks
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Lam Hokin
2 months ago
(Translated by Google) Thank you Lendela LTD and Canaan for your help 🙏🙏👍
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WAI KEI NG
2 months ago
(Translated by Google) Canaan is very helpful, every time I try my best to help me get a quotation, and I follow...
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Muhammad Dena
2 months ago
Thanks a lot, Canaan and Jay for your great service... keep it up... Well Done.
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林生
2 months ago
(Translated by Google) Thank you Katy for your help, kind and careful
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Daryll Altarejos
2 months ago
Katy was so helpful and made sure I knew how to get to the location, 100% recommended, thank you!
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柴柴犬
2 months ago
(Translated by Google) The problem was completely solved, Canaan staff responded quickly, answered all questions...
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GARRY NG
2 months ago
(Translated by Google) Thank you katy for your hard work, the service is 10 points I would recommend over others...
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Cold pain In da Brain
2 months ago
(Translated by Google) The speed is fast and the attitude is good, katy
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Resty Altares
2 months ago
Thank you For the nice service Ms. Katy..
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Ho Keung Tang
2 months ago
(Translated by Google) It's a good platform for emergencies! ! Katy is so hardworking to help you find the right...
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Shum Benny
2 months ago
(Translated by Google) Andy's service is good, patient and helpful
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yiu fai leung
2 months ago
(Translated by Google) Good service, Thanks Can!
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Medy Angeles
3 months ago
Joe is an excellent consultant. Thanks for your help.
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Salma Mamyprenuer
3 months ago
I wanna thank Joe, he has been a such a great help for me to make sure I did get the loan and is always there to...
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yu chung kok
3 months ago
(Translated by Google) Really good! Help! Can be generous!
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Bob Liu
3 months ago
(Translated by Google) Katy is very friendly and helpful, making the whole process very smooth and achieving the...
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kent li
3 months ago
(Translated by Google) Katy, the customer service, answered all questions, was knowledgeable and professional, and ...
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Dhang Barberan
3 months ago
Thank you so much Ms Katy for helping me you assist me from the start..Very accommodating people.♥️
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andy
3 months ago
katy,ok!,verygood!
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Yeung Wai Yin
3 months ago
(Translated by Google) Katy is a nice person, helping me with a lot of problems
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Nikko Emata
3 months ago
Hi I want to thank you to Ms. Canaan has been a lot of patient and helpful throughout the whole process . Thank...
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ching li
3 months ago
(Translated by Google) Waiter: andy Answered every question I had, great
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徐建永
3 months ago
(Translated by Google) Andy is a very helpful employee thx
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erick draven crow
3 months ago
thanks sir Joe
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y lee
3 months ago
(Translated by Google) Thank you katy for your help, absolutely fast, thank you
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chun hung so
3 months ago
(Translated by Google) oK no problem . I am more than 1OO satisfied 😍🤩🥰 Thank you KaTy for helping me get ...
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Kwong Chun Ming
3 months ago
(Translated by Google) canaan's service is very thoughtful, and helped me find a suitable quotation, thank you!
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Man Heung
3 months ago
(Translated by Google) Thank you katy for your assistance, it went very smoothly~
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wai tik mok
3 months ago
(Translated by Google) Katy is eager to help, thank you!
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L KurokawA
3 months ago
(Translated by Google) Thanks to canaan for his assistance and professional advice, which allowed me to...
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leung kaiyin
3 months ago
(Translated by Google) very satisfied katy
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chi kong fung
3 months ago
(Translated by Google) Katy's service is good and the explanation is detailed
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willietsoi860
3 months ago
Good service and helpful for Katy
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Leung Wing ben
3 months ago
(Translated by Google) Thank you katy for your help, you can solve the problem very quickly
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Thata Hernandez
3 months ago
Thank you so much Ms Katy for your big help really appreciated 🙏 ❤️
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Yan Shun Lau
3 months ago
Katy good job
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Umar Farooq
3 months ago
tks alot to Mr canaan "thanks canaan for your professional assistance, you have been very patient and helpful"
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Samuel Ho
3 months ago
(Translated by Google) Customer service katy is very patient and has a good attitude 👍
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li tak kin
3 months ago
(Translated by Google) Canaan responded very quickly, very satisfied, very good working attitude
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Xiaohung Pang
3 months ago
(Translated by Google) Wow, Katy! It’s so helpful, the follow-up is very good, and the voice is very nice 🤭 I ...
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俊民羅
3 months ago
good
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kamchuen wong
3 months ago
(Translated by Google) help hand
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Ng Thomas
3 months ago
(Translated by Google) canaan is very careful and patient, and helped me successfully get a loan
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yuenting wong
4 months ago
(Translated by Google) Katy's service is very good, attentive, follow up closely, very good!
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Tat Keung Wong
4 months ago
(Translated by Google) Thank you lendela and canaan for their arrangement and assistance, which allowed me to...
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Rixh Chijge
4 months ago
thank you Stephanie for helping out ! would recommend lendela's company for both service and mannerism.
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Muthu vj
4 months ago
wonderful experience with them. they hepled and contact me in each and every minutes to reach the vendot location. ...
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Man fai Chow
4 months ago
(Translated by Google) I am praised for the first-class service attitude of Shun Tak Center in Sheung Wan
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Li Saic
4 months ago
(Translated by Google) Ms. Katy is very responsible and helpful👍🏻👍🏻👍🏻The boss needs to add labor
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hideki andou
4 months ago
(Translated by Google) It’s called Kuaishou, you can find Canaan’s helper in the morning, and the result will...
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Tommy Cheng
4 months ago
Katy is nice
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Wingkam Cheng
4 months ago
(Translated by Google) Katy, you are so willing to help customers, come on 😃😃😃
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YeunG b
4 months ago
(Translated by Google) Thank you Lendela and canaan for their help, they are very patient
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YAN LIN
4 months ago
(Translated by Google) I am very grateful to Ms. Katy for her help, because I couldn't reply in time during the...
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Maikal Gurung
4 months ago
i really wana thank you to lendela and cannan they help me a lots to get a loan on sufficent ammount of time...
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阿花
4 months ago
(Translated by Google) Katy was nice, polite and explained everything clearly. Even if the loan has been...
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kwan yu chu
4 months ago
(Translated by Google) detailed explanation, thanks
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馬友友
4 months ago
(Translated by Google) I am very grateful to Katy for her hard work, which saves me a lot of time and trouble. It...
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siukit chan
4 months ago
(Translated by Google) Katy, the employee who helped me deal with it, is very patient in dealing with my problems, ...
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Joey C
4 months ago
(Translated by Google) Katy has a great attitude, service, and follow-up process are very good, highly recommended
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Marty Flowles
4 months ago
The staff was friendly and and explained me the details.
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I B
4 months ago
Would highly recommend. Canaan was professional and polite and very diligent.
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King Fai Ng
4 months ago
(Translated by Google) LENDELA staff member KATY is serious and polite, explaining my problems clearly and in...
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鼻印兔
4 months ago
(Translated by Google) Katy has a really nice voice And the content of the service is 10 points complete I hope...
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莹吾君
4 months ago
(Translated by Google) Katy is really a good person, helping follow up and analyzing along the way! Awesome! A...
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iron man
4 months ago
Katy
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jim Jim
5 months ago
(Translated by Google) Thank you, Ms. Katy, for helping to follow up the case and analyze it with Bianjian Company.
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tong wf
5 months ago
(Translated by Google) Borrow la,,, follow up what I need (Andy) service is good,,, at least compared to other...
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정지은
5 months ago
(Translated by Google) Thanks Andy for helping me find a good solution follow up Listen well and be polite 👍🏻
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Ho Yin Chu
5 months ago
Good service of Andy
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wokong choi
5 months ago
katy is professional and patience. She has good communcation skills and organizes. <3
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Issac Chan
5 months ago
(Translated by Google) Do your best to help solve the problem, especially Ms. Katy, the staff member, has been...
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K K
5 months ago
(Translated by Google) Thank you canaan for your help, Lendela is very fast 👍🏻
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Lokmann Lam
5 months ago
Good🙏🙏🙏and thank you
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ke ho
5 months ago
(Translated by Google) Thanks to canaan for helping me to successfully apply for a loan
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Last Chugaso
5 months ago
Andy was very helpful, polite and friendly, great service to use.
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Kelvin Tsang
5 months ago
(Translated by Google) Ms. Katy's service and response are very fast
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khan wasik
5 months ago
I really appreciate very helpful people and helpful company
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nasir na cha
5 months ago
'thank you Canaan for his help, he is very patient.'
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sze monkey
5 months ago
(Translated by Google) Thank you Canaan for your help. If there are 10 stars, I will be better than 10 stars. 5...
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吳頌星
5 months ago
(Translated by Google) Thank you for your help, the service is very good
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伍展余
5 months ago
(Translated by Google) fast and convenient
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Knight Chan
6 months ago
(Translated by Google) How good, not bad, friendly attitude, actively help customers solve problems
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Kwok Daneil
6 months ago
(Translated by Google) Thank you stephanie for your sincere help, careful explanation, and solving my troubles...
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Samuel Lee
6 months ago
Quick and Easy way to apply. There are some moneylenders who are better at giving loans but I would not have know ...
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Kwok fai Chan
6 months ago
(Translated by Google) Thank you for not giving up on me, now I can get a loan!
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man man
6 months ago
(Translated by Google) good service attitude
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Danny Chan
6 months ago
(Translated by Google) Responsible, very good service attitude 👍👍👍👍👍
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Ho hin Chan
6 months ago
(Translated by Google) STEPHANIE so nice and kind. Good help.
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Ka chun Lee
6 months ago
good
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Hoi ming TSE
6 months ago
(Translated by Google) Ah Katy replied super fast and would help solve the problem
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Sally Cheung
6 months ago
(Translated by Google) K A T A customer service is very good and fast
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bobo tsang
6 months ago
(Translated by Google) Very satisfied with Katy, the whole process was well done and very professional
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Billy (真武格鬥中心)
6 months ago
(Translated by Google) Good service and sincerity
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盛梁
6 months ago
(Translated by Google) Ms. Kata is serving you well
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Jogii Madriaga
6 months ago
katy is very nice i like the way she talk to me
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Yu Yu
6 months ago
(Translated by Google) Staff Katy is very enthusiastic and patient to help me analyze it🙏🏻 Well done and...
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WS T
6 months ago
(Translated by Google) Joe, the CS staff, has a good service attitude, and he will give me some suggestions, which ...
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Brian Wang
6 months ago
Very convenient!!!
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Fghh Dgh
6 months ago
(Translated by Google) Thank you Katy, the service is not bad, quick work!
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Kristine Solis
6 months ago
Thank you, Katy!🙏🏻 very efficient and friendly.
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ching jaii
6 months ago
(Translated by Google) Feel good after using it 👍 thanks for their help Let me find the right financial company ...
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christin paul
6 months ago
Thank you Stephanie for your help. You are very patient n helpful. Thank you!
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Yue Chung
6 months ago
(Translated by Google) Waiter Katy's friendly attitude and patient explanation thanks for your help
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Chi Sing Wong
6 months ago
(Translated by Google) Help Miss Katy, solve the urgent need
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Anything and Everything Under the Sun Vlog!
6 months ago
I hope every company in hong kong have a good and accomodating staff like katy👏she is just so kind and help you ...
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Joe Ho
6 months ago
Katy she’s very helpful reminder me all the details.She’s the best
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Baljit Singh
6 months ago
Thanks lendela and katy for making it easy to borrow money 👍
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Zoe Tse
7 months ago
Good attitude and helpful~Thank you Andy👍🏻👍🏻
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Sam Chia Hun Ling
7 months ago
(Translated by Google) Convenient and fast, you can help you find the most suitable loan plan without leaving...
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Do Leon
7 months ago
(Translated by Google) Miss Katy is very helpful, I successfully found a suitable loan. Thank you Miss Katy for...
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JASON
7 months ago
(Translated by Google) to Katy
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hung ka
7 months ago
(Translated by Google) thank you for solving my money problem good service
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To
7 months ago
(Translated by Google) Stephanie helped me to apply for a loan smoothly and recommend this platform!
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Kuen sum Kwan
7 months ago
(Translated by Google) Miss Katy's service is in place and explained carefully
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Candy Leung
7 months ago
(Translated by Google) Your service is the fastest and successful, staff Katy👍
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Tony Lau
7 months ago
(Translated by Google) Mr. Andy is very helpful
avatar
kwong c
7 months ago
Stephanie is the best! 👍 very helpful
avatar
Johhny Chan
7 months ago
(Translated by Google) Helpful, polite staff
avatar
Hei Man Pang
7 months ago
(Translated by Google) Fast processing speed
avatar
二刀流桐人
7 months ago
(Translated by Google) Yes! You can ask Stephanie to help you
avatar
林皞
7 months ago
(Translated by Google) Yes! You can touch her Miss Stephanie can help you
avatar
king lung Ng
7 months ago
(Translated by Google) katy is so polite
avatar
Chunfai Hui
7 months ago
(Translated by Google) Use the left twice, positive money, reasonable price and interest rate, fast quotation
avatar
sanjit 55
7 months ago
Good customer service and Stephanie is nice
avatar
lok chong
7 months ago
(Translated by Google) Miss Katy directly helped me a lot, saving me a lot of time without driving around on the...
avatar
ho ho
7 months ago
(Translated by Google) KATY helps 👍👍
avatar
Sheila mei Taruc
7 months ago
Thank you Mam katy for helping me , Your so kind and helpful . ❤️❤️❤️5 stars for Mam Katy😘
avatar
Jaby Kwong
7 months ago
Thank you Andy for assisting me to solve problems successfully and everything goes smooth, appreciate and highly...
avatar
Gerard Kwaan
7 months ago
(Translated by Google) I really benefited a lot from Miss Katy's help. She is very considerate, polite and...
avatar
chun Chan
7 months ago
(Translated by Google) Please post Katy🙏🙏
avatar
dexspiner
7 months ago
(Translated by Google) The responsible colleague is called Katy. The staff are eager to help, sincere and polite....
avatar
黑夜(黑夜)
7 months ago
(Translated by Google) Very good service attitude. I would like to thank Katy for being polite and helpful. Praise!
avatar
Anthony Wan
7 months ago
(Translated by Google) Ms. Katy was very helpful. Although I was busy at work and couldn't reply immediately, she...
avatar
ip chung on jack
7 months ago
(Translated by Google) good service
avatar
Sports Reactions
7 months ago
Great Service, highly recommend. Appreciate guys🤝
avatar
Bruce Leung
7 months ago
(Translated by Google) Effectively help customers find suitable loan companies and successfully apply for loans to ...
avatar
J J
7 months ago
Very good service from Katy, the process is very smooth and on point. Would recommend lendela's service to anyone. ...
avatar
vincent poon
7 months ago
(Translated by Google) The service efficiency is fast, the answer is professional, and the customer service Katy...
avatar
SK Zin
7 months ago
(Translated by Google) The service is good. Special thanks to the lady who followed up with me, STEPHANIE, who...
avatar
Lam Pan
7 months ago
(Translated by Google) There is a waiter, Katy, who has a very good service attitude! Simple and easy to understand
avatar
Ricky Lam
7 months ago
(Translated by Google) help
avatar
harold esteban
7 months ago
Vey helpfull❤️❤️ miss katy🙏
avatar
Ho Siu chun
7 months ago
(Translated by Google) Absolutely helpful, I must thank KATY from Lendela Limited for helping me with the...
avatar
MOHAMMAD UZAIR 6S08奧斯爾
7 months ago
Good customer service, very polite and patient!
avatar
Tiffany Hui
7 months ago
Katy being helpful and answer all my questions with timely update to ensure everything is ok.
avatar
Er Scoot
8 months ago
(Translated by Google) KATY is a wild fast, how good is the platform, don't wash around 👍
avatar
aries wong
8 months ago
(Translated by Google) thanks for your help
avatar
Jasmine 8
8 months ago
Special thanks to Katy who was very helpful during the process. Fast and clear information.
avatar
Ka Ming Chan
8 months ago
(Translated by Google) The waiters are so polite and the service is very good!
avatar
lee lee
8 months ago
(Translated by Google) Katy is really helpful
avatar
Kenwood Wong
8 months ago
(Translated by Google) Convenient and fast, ideal assistance service
avatar
zWag CoolY
8 months ago
(Translated by Google) Katy did her best to help me, and fully cooperated with my request to help me! grateful
avatar
Aliyah Playin
8 months ago
Excellent Service, Fast and Reliable… Thanks Ms Katy for your assitance and to all the friendly staff… Good...
avatar
FUNG WING KEUNG
8 months ago
(Translated by Google) Follow well
avatar
Chun yat Wong
8 months ago
(Translated by Google) Stephanie is very helpful👍
avatar
winghang chu
8 months ago
(Translated by Google) thanks for your help
avatar
陳朗
8 months ago
(Translated by Google) Thank you so much KATY for helping me. First-class service attitude, the company handles...
avatar
pak cheung WU
8 months ago
(Translated by Google) Helpful, good service
avatar
Manish Dev
8 months ago
very good service simple and fast response
avatar
Yuk .L
8 months ago
Good
avatar
Mavis Cheung
8 months ago
Good service from Andy
avatar
Claire P. Dimla
8 months ago
Andy has been super helpful! Working as a broker myself, Andy is very good and efficent in terms of answering...
avatar
Ryan Linsao
8 months ago
Was assisted by Stephanie thru the process and was always updated on what happening. Great service would recommend.
avatar
Denise Lentini
8 months ago
High quality service, they help you will all the process, very profesional, specially Katy, amazing service
avatar
Edward Chui
8 months ago
(Translated by Google) Katy was very helpful and followed up the whole process.
avatar
Bingsen Xu
8 months ago
(Translated by Google) Miss Katy is very helpful, try her best to help me follow up the case, thank you!
avatar
ka ki so
8 months ago
katy
avatar
くどうしんいち
8 months ago
(Translated by Google) Good service attitude
avatar
Cheukkiu Hui
8 months ago
Very good!
avatar
Lok Gor
8 months ago
(Translated by Google) How good is the customer service Katy?
avatar
Andy Kwong
8 months ago
(Translated by Google) Very good service attitude
avatar
Ilocano Chef
8 months ago
Very helpful
avatar
TJ
8 months ago
Katy has been more than helpful during the process. She was able to communicate and attend to my needs very well....
avatar
TINA YEUNG
8 months ago
Stephanie is friendly and helpful. Thank you so much 🙏🏻
avatar
hoifung wong
8 months ago
(Translated by Google) help
avatar
陳鳴鋒
8 months ago
(Translated by Google) Katy's service is very attentive
avatar
Forest Ma
9 months ago
(Translated by Google) it works
avatar
Cecilia Khoo
9 months ago
Nice Services, Miss Katy is very nice and helpful.
avatar
Ka Ka SKW
9 months ago
(Translated by Google) I am very grateful to Katy, the Lendela team, for helping me solve the urgent needs of my...
avatar
Angus Ling
9 months ago
(Translated by Google) Lendela is really kind to Katy, and she is very active in helping. So that I soon have a...
avatar
lam yik tung
9 months ago
(Translated by Google) good service company
avatar
YS Chan (Goblooo93)
9 months ago
(Translated by Google) Ms. Katy was very helpful. Although I was busy at work and couldn't reply immediately, she...
avatar
Love Canon
9 months ago
Stephanie has been a great help from start to finish! I am very happy with her service! Please acknowledge her as...
avatar
Yen Tse
9 months ago
(Translated by Google) The service was great follow enough, post 😗
avatar
Kam cheung Lau
9 months ago
(Translated by Google) It helped me get a loan successfully, a good platform👍👍
avatar
FEFE FEFE
9 months ago
(Translated by Google) The waiter katy has a good attitude and is patient to wait and answer questions👍🏻
avatar
Jenny Mok
9 months ago
Andy Chang is very helpful and service is so efficient. Thank you for their kind assistance. 🙏
avatar
owen li li
9 months ago
Very good experience with Katy
avatar
Leung Keith
9 months ago
(Translated by Google) The waiter andy followed the whole process without any misses, and it was very good
avatar
Neal Acebedo
9 months ago
Superb service and customer service is awesome! Thanks to Katy.
avatar
howai will
9 months ago
(Translated by Google) Excellent service, no unfair charges! Caring service!
avatar
Ken Cheng
9 months ago
Thanks Katy for help
avatar
Brenda loraine Kwok
9 months ago
(Translated by Google) I have Andy guiding me, thank you all for smooth handling of my problem, thxs
avatar
andy au
9 months ago
(Translated by Google) Thanks to Katy for her conscientious and helpful help!
avatar
Luke Yu
9 months ago
(Translated by Google) Andy is helpful, thanks!
avatar
xx YTR
9 months ago
(Translated by Google) readily
avatar
Chi wa Chan
9 months ago
(Translated by Google) ok-
avatar
Tse Sandy
9 months ago
(Translated by Google) Thanks to Katy for helping to solve the problem
avatar
Mike Chan
9 months ago
(Translated by Google) Katy was very helpful thank you
avatar
RR
9 months ago
(Translated by Google) Lendela Cherry Chak (Miss Zhai) and her team provide very fast, efficient and professional...
avatar
Martin Pankau
9 months ago
Very efficient and easy to use online platform to compare loan offers. But it's not only online service that...
avatar
Alex Liu
9 months ago
(Translated by Google) fast
avatar
Ivan Cheng
9 months ago
(Translated by Google) The responsible colleague is called Katy. The staff are eager to help, sincere and polite....
avatar
Bikash Gurung
9 months ago
staff Stefanie was great manner n the service is great thanks Kirin king finance
avatar
Tess siemprejoven
10 months ago
I had some problems that I needed to talk through and I found Stephanie extremely helpful. It’s great to talk to ...
avatar
輝仔ツ輝仔ツ
10 months ago
(Translated by Google) Andy is so conscientious to help me solve my problems
avatar
Nafees Rehman
10 months ago
Thank you Miss Katy Wai for helping to compare loan , you were so helpful at all time thanks alot, in Future if i...
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Kathrina Balaguer
10 months ago
They are really wiling and able to help. Fast reply and assistance specially the one who assisted me Cherry Chak.
avatar
cheung shirley
10 months ago
(Translated by Google) Help, Good
avatar
Lily plays ROBLOX
10 months ago
(Translated by Google) Thank you cherry chak for your assistance throughout the process, the process was smooth...
avatar
Duck Lee
10 months ago
(Translated by Google) Very good platform, at least you won’t get black money, and the staff service is very...
avatar
Sammi Wong
10 months ago
very good service, Andy replied all questions and support with additional information when it was needed!
avatar
Chloe Lo
10 months ago
Great service, Stephanie was very helpful and patient with me!
avatar
leung cheung
11 months ago
(Translated by Google) After filling out the application form, you will be followed up by customer service and...
avatar
wong cherry
1 year ago
(Translated by Google) The platform Masheng has a good service attitude and helped me find a suitable loan plan
avatar
Nostalgic Times
1 year ago
Thank you Angela for your help 👍🏼😃 fantastic job
avatar
Jerry Lam
1 year ago
(Translated by Google) Good service attitude, Mr. Ma followed up meticulously💯
avatar
Ajaypal singh
1 year ago
Excellent service and really fast! I would personally recommend this for fast loan and all✌️ The person...
avatar
Kuni Cheng
1 year ago
(Translated by Google) Ma Sheng is very good at serving and patiently answering my questions
avatar
Sum Ho Chan
1 year ago
(Translated by Google) The platform Ma Sheng is really a kind person, he helped me choose a suitable loan...
avatar
Wah Kui Wong
1 year ago
(Translated by Google) Good service attitude, Mr. Ma followed up meticulously💯
avatar
Abdul Rehman
1 year ago
Thank you Ms Ho for all the support you provided and efficient job you did. 🙏. Very professional and very fast. ...
avatar
Simon Lee
1 year ago
(Translated by Google) very clear instructions
avatar
Maya Purja
1 year ago
Thank you Ms Ho for all the support you provided and efficient job you did. 🙏. Very professional and very fast.
avatar
elton lau
1 year ago
(Translated by Google) Jeremy is very attentive and the service is excellent
avatar
Ada Wing
1 year ago
(Translated by Google) Jeremy was very enthusiastic, explained clearly, and praised the employee's performance.
avatar
Katie Tsang
1 year ago
I appreciate the excellent service they've provided. Jeremy is very nice, helpful and attentive to details. My...
avatar
siu yin
1 year ago
(Translated by Google) Good service attitude and high efficiency
avatar
黄瑋鋒
1 year ago
(Translated by Google) Tang Sheng's service attitude is good🙏🏻👍🏻
avatar
Wing Woo
1 year ago
(Translated by Google) Tang Sheng's service is very good
avatar
Andy Chan
1 year ago
(Translated by Google) Tang Sheng, 👍
avatar
wai tat Lee
1 year ago
Good
avatar
King lung Cheng
1 year ago
(Translated by Google) Ms. He's service attitude is first-class, and she quickly helped me find a loan from a...
avatar
Hoie Hoie
1 year ago
(Translated by Google) Two days to the left of the application. I got the loan. Thank you, Ms. He, for her serious ...
avatar
Jei Connolly
1 year ago
I would like to acknowledge the exceptional service that i received during the entire process with lendela. Their...
avatar
Alison Lin
1 year ago
thanks for Jeremy that he replied prompt and so helpful. nice guy and good job.👍👍👍
avatar
Bhupinder Singh
1 year ago
Excellent service! Everything was done efficiently, definitely the right place to call!!!
avatar
Wai chung Chan
1 year ago
(Translated by Google) good service
avatar
Lau nick
1 year ago
(Translated by Google) With the help of Mr. Ma on the platform, there is no need to spend too much time on the...
avatar
Abraham Bobbie
1 year ago
Excellent professional service. The loan was approved on the spot, the details were very clear and it was a good...
avatar
Fungshan Keung
1 year ago
(Translated by Google) Sincerely thank Lendela's team for helping me 👍👍👍The service attitude is very...
avatar
何標
1 year ago
(Translated by Google) Miss He's service attitude is very good. She explained the procedures very clearly,...
avatar
Purple C
1 year ago
thx Jeremy for following up.
avatar
shah nooreed
1 year ago
excellent service
avatar
Kenneth Law
1 year ago
(Translated by Google) The clerk, Ms. He, is polite and the overall process is clear. The advantages and...
avatar
tam wai chun
1 year ago
(Translated by Google) Jeremy is very careful and the service is excellent
avatar
nick ho
1 year ago
(Translated by Google) Staff Jeremy's service is attentive, polite, and super standard
avatar
CHI KEUNG CHOW
1 year ago
(Translated by Google) considerate service
avatar
Milk
1 year ago
(Translated by Google) How convenient~OK!
avatar
gj zeng
1 year ago
(Translated by Google) Quotation is fast, customer service is attentive, very good. support
avatar
Chi Chung wong
1 year ago
(Translated by Google) tried to help
avatar
Kelvin Ho
1 year ago
(Translated by Google) Enthusiastic service, serious work
avatar
Kevin Lau
1 year ago
(Translated by Google) Thanks to the conscientiousness of La Finance Company, Catherine Chan's hospitality helped...
avatar
Chan William
1 year ago
(Translated by Google) help, trouble
avatar
lam Rex
1 year ago
(Translated by Google) Good service! can help
avatar
Eric s Leung
1 year ago
Nice thx
avatar
Cecilia L.
1 year ago
A financial advisor who acts in the best interest of their clients. Lendela offer fair financial planning advice...
avatar
kk nb
1 year ago
(Translated by Google) Catherine chan, Ms. Chen, has a very good attitude and is very patient in answering...
avatar
Jj J
1 year ago
(Translated by Google) Fast, efficient, considerate, comprehensive
avatar
Wai Chan
1 year ago
(Translated by Google) quick and pretty
avatar
Kazaf Gg1102
2 years ago
(Translated by Google) Convenience, we will list out the companies to compare your choice, help
avatar
wingitni cehign
2 years ago
(Translated by Google) Quick and beautiful👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻
avatar
siu siu
2 years ago
(Translated by Google) I really want to thank them. Without them, I would not have successfully applied for a...
avatar
Kin Ho Choi
2 years ago
(Translated by Google) Fast, friendly, multiple choices for comparison
avatar
Jonah Sacay
2 years ago
They're looking for a company that matched and what's best for you!
avatar
Shing chi Lam
2 years ago
(Translated by Google) good service
avatar
faiz chan
2 years ago
(Translated by Google) It's really efficient
avatar
king chan
2 years ago
(Translated by Google) good service attitude
avatar
Delkat B
2 years ago
Fast approval in 20 mins.
avatar
SAMMY KIM
2 years ago
Nice service and can trust. Good company
avatar
Ka Ying Ko
2 years ago
(Translated by Google) Receive different offers within 30 minutes
avatar
kin wing Law
2 years ago
(Translated by Google) Careful, Professional, Enthusiastic
avatar
John Tsui
2 years ago
(Translated by Google) The staff are courteous, quick to respond, and can provide suitable options to customers.
avatar
fung vws
2 years ago
(Translated by Google) The process is very fast, follow up carefully
avatar
Jerry Wong
2 years ago
(Translated by Google) The system is simple and easy to understand, with detailed introduction and comparison...
avatar
yip wai lam
2 years ago
(Translated by Google) Recommended
avatar
陳家傑
2 years ago
Save my life
avatar
Kitty Wong
2 years ago
Good service ... with more comfortable Super fast .... they can provided different way for your choice ...
avatar
Ken Ng
2 years ago
Good Services and Prompt reply. The advice is comprehensive and useful. Thank you!
avatar
yuklam shing
2 years ago
(Translated by Google) Really helpful
avatar
自己整啦
2 years ago
Very Fast
avatar
Andrew B
2 years ago
Very quick and friendly service. I input my request at 4.15pm on a Friday afternoon and I received a response 45...
avatar
Ashley :3
2 years ago
(Translated by Google) The waiter is very polite and obedient, it is worth recommending👍
avatar
ming mo
2 years ago
(Translated by Google) service quality is very good
avatar
MiKe CHENG
2 years ago
(Translated by Google) Quick pairing, close staff, and help.
avatar
Jic Wing
2 years ago
Staff very helpful and professional. System of searching is amazing, fast and able to proof.
avatar
Yasir Ali
2 years ago
Great service. Very convenient and fast service. Highly recommended.
avatar
Karl Hon
2 years ago
(Translated by Google) The system is simple and easy to understand, with detailed introduction and comparison. It...
avatar
Nathan Yau
2 years ago
(Translated by Google) Very good, worth a try!
avatar
Anson Leung
2 years ago
(Translated by Google) Very satisfied with the service
avatar
ting ting
2 years ago
(Translated by Google) Recommendable, polite and efficient
avatar
ricky yeung
3 years ago
Service is good
avatar
Chi Keung Kwok
3 years ago
(Translated by Google) He is a good loan platform, professionally providing referrals and matching personal loan...
avatar
Man Hoi Yeung
3 years ago
(Translated by Google) Really help you, no other outlandish charges.
avatar
takman yau
3 years ago
(Translated by Google) Sincerely helpful, reply quickly! The end result was even better than expected!
avatar
wing jai
3 years ago
(Translated by Google) The staff is very polite and helped me find a suitable loan company
avatar
Rais Ahmed
3 years ago
Super fast, able to answer any loan related questions quick away! Super smooth procedure of handling documents as...
avatar
June Lam
3 years ago
(Translated by Google) Very good attitude, sincere and polite
avatar
Chimfa Chan
3 years ago
(Translated by Google) Efficient, polite, recommend Lendela Ltd.
avatar
keith cheung
3 years ago
(Translated by Google) Many thanks Lendela The contact person is very polite! The most important thing is to help...
avatar
Li Denny
3 years ago
(Translated by Google) Efficient and helpful, it is worth a try
avatar
lingfung shek
3 years ago
(Translated by Google) Effective thanks!
avatar
Chan Man
3 years ago
(Translated by Google) Polite and efficient, really helpful, will compare different places to make the best...

MULTIPLE DEBT CONSOLIDATION OFFERS – JUST ONE APPLICATION

Three fast steps to your debt consolidation loan:

Apply fast & easy

1. Apply for a debt consolidation loan by filling out an easy application form in 2 minutes

Receive your offers

2. Compare personalised debt consolidation loan offers from multiple banks

Sign the agreement

3. Select your loan preference online and get your loan as fast as in one day

LEARN MORE ABOUT LENDELA

Our goal is to make your loan application process quicker, simpler and more transparent. As Hong Kong's only true personal loan comparison service, we support you all the way from application to disbursement. Click below to read more about Lendela and how we empower thousands of loan-seeking Hongkongers every month.

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What is debt consolidation?


Debt consolidation is a simple and effective way to pay off your multiple unsecured debts with a bigger loan favouring lower interest rates and monthly payments.

Debt consolidation loans are often called balance transfer loans or personal loan balance transfers. Banks and money lenders or debt consolidation companies lend you this type of loan.

Debt consolidation, or balance transfer, as it is typically called in Hong Kong, can start as low as 3.0% APR, which is a lot lower than the interest rate you pay on a late credit card bill.

How do I consolidate loans?


When applying for debt consolidation, you sign up for a bigger loan with a low interest rate to pay off all of your other unsecured loans (credit cards/personal loans). The creditor, i.e. a bank or money lender that offers you the debt consolidation loan, helps you pay off all of your existing unsecured loans at once. Now you are left with only one liability, and that’s the debt consolidation loan. You are required to pay a fixed amount for a fixed period of time on a monthly basis to pay off this loan. Be mindful of the following when finding the best debt consolidation loan:

  • The shorter the payment span, the lower the interest rate and monthly amount of payment and vice versa.

  • The duration to repay the debt consolidation loans in Hong Kong is usually up to 72 months. However, there is great flexibility in scheduling payments according to one’s resources and credit score.

  • The eligibility, credit limit, and payment conditions of debt consolidation loans vary with different consolidation companies.

  • Comparing the debt consolidation loans being offered, along with the interest rates, is crucial to finding which one is best for you.

Benefits of debt consolidation:


  • Debt consolidation loans offer significantly lower interest rates and/or monthly payment amounts in comparison to other personal loans and credit cards.

  • The interest rate of debt consolidation loans is predictable and fixed up to the final payment, unlike other loans where interest rate tends to fluctuate.

  • Debt consolidation is a quick and simpler way to pay off and deal with multiple loans/debts.

  • It is always possible to negotiate the repayment period with debt consolidation loan companies /banks/money lenders.

  • It saves you the mental pressure that otherwise you have to deal with due to numerous loans and the collecting agencies that call you often.

  • It is best to pay a single debt consolidation payment with a fixed amount on a monthly basis rather than dealing with multiple loans and shuffling between their payment schedules regularly.

What is an unsecured debt?


A loan that is not secured by any assets is referred to as an unsecured loan. That means in the case of failure in terms of payment, the loan cannot be paid-off against any asset or by the guarantor. Unsecured debts are short-term liabilities, usually with shorter repayment periods.

Utility bills, credit cards, medical bills, etc. are a few examples of unsecured debts. You don’t have to secure any asset or bring a guarantor while indulging in such short-term loans.

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How does debt collection work?


Unsecured debts possess a greater risk to the lenders, often called creditors. The risky nature of unsecured debts makes it difficult to recover the outstanding amount for creditors/lenders. In case the loan doesn’t get paid off, the creditors or lenders have to sue the defaulter for the recovery of the money they owe. In such a case, the court may order the defaulter to pay the amount owed to the creditors/lenders by using their assets.

Debt consolidation for paying off credit cards


Credit cards nowadays are used way too conveniently and broadly, making it easy for bills to pile up with a greater outstanding amount to be paid. In such scenarios, you often opt for instalments/loans from your bank. Unfortunately, that’s a serious error in judgement because credit cards usually charge up to 35% to 40% APR for any late payment. Consequently, over a period of time, you pay a significantly greater amount.

In contrast, a debt consolidation loan is a cost-effective way to pay off your credit cards. A debt consolidation loan usually charges a 3% to 7% interest rate depending on the credit score and predetermined evaluation criteria for the loan consideration. Take the following as an example:

  • Let's say, you have HKD100,000 outstanding on one credit card plus HKD200,000 on another. You have a total of HKD300,000 to pay combined. One bank has a 35% interest rate and the second charges 30%. On top of the HKD300,000, you have to pay HKD195,000 in terms of interest. Needless to say, you have bigger monthly instalments and twice the headache to deal with.

  • In such circumstances, a debt consolidation loan helps you with lower interest rates and monthly payments. Suppose you opt for a debt consolidation loan and the bank or money lender offers you HKD300,000 on 3% APR to be paid off in a year. This way, you pay HKD309,000 in 12 months - just HKD9,000 above your actual debt with 12 fixed instalments of HKD25,700 each.

When looking at it from this perspective, it is obvious to see why a debt consolidation loan might be your best option. However, before agreeing to one, be sure to compare it with other offers from various companies so that you apply for one that gives you the greatest value.

Should you have any enquiries relating to debt consolidation loans or finding the right companies that give you the best options, come talk to us at Lendela. We will be more than happy to lend you a helping hand.

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Key Takeaways:


  • Debt consolidation refers to the process of rolling multiple debts into one single loan, usually with a lower overall interest rate and a fixed monthly payment. 

  • A debt consolidation loan is an effective way to clear all your existing unsecured loans like credit card debt at once by simplifying your finances and reducing interest costs. It also saves you from mental pressure and stress. 

  • In addition to varying interest rates depending on individual portfolios, different debt consolidation companies also have their own credit limits, eligibility requirements, and payment conditions. It is always important to compare different loan options to find the one most suited to your needs.

  • Use Lendela to compare and apply for the best debt consolidation loan from trusted banks and financial institutions in Hong Kong.

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