× Lendela is not a lending agent and is completely free to use.

Personal loan for your car purchase

  • Get unique, personalised offers
  • Up to HKD1,000,000 unsecured
  • Select the best loan for your car
  • Minimum salary required HKD7,000

START HERE...

Loan Amount
$
-
+
$5,000
$1,000,000

Tenure
-
+
3
72

Your monthly payment

$2,813

A SELECTION OF OUR PARTNERS
Fintech Association of Hong Kong
Cyberport

30,000 loan applications yearly!

Find out what our great customers have to say about Lendela

lam Rex
lam Rex
4 months ago
(Translated by Google) Good service! Can help
kk nb
kk nb
5 months ago
(Translated by Google) Ms. Catherine Chan has a very good attitude, so she has the patience to answer questions.
Jj J
Jj J
5 months ago
(Translated by Google) Fast, efficient, caring and comprehensive
Wai Chan
Wai Chan
6 months ago
(Translated by Google) Fast
Kazaf0407
Kazaf0407
6 months ago
(Translated by Google) Convenient, the company will be listed out than you choose, and help
wingitni cehign
wingitni cehign
6 months ago
(Translated by Google) Quickly pretty 👍🏻👍🏻👍🏻👍🏻👍🏻👍🏻
siu siu
siu siu
6 months ago
(Translated by Google) I really want to thank them. If I don’t have them, I won’t be able to apply for the loan. I really want to...
Kin Ho Choi
Kin Ho Choi
6 months ago
(Translated by Google) Fast, friendly, more choices and compare
Shing chi Lam
Shing chi Lam
7 months ago
(Translated by Google) Good service
faiz chan
faiz chan
9 months ago
(Translated by Google) It’s really efficient for you to take care of it in one day.
king chan
king chan
9 months ago
(Translated by Google) Good service attitude
Ka Ying Ko
Ka Ying Ko
10 months ago
(Translated by Google) Receive different offers within 30 minutes
kin wing Law
kin wing Law
10 months ago
(Translated by Google) Careful, professional, enthusiastic
John Tsui
John Tsui
10 months ago
(Translated by Google) The staff is courteous and quick to reply, and can also provide suitable choices to customers.
fung vws
fung vws
10 months ago
(Translated by Google) The process is fast, follow up carefully
Jerry Wong
Jerry Wong
10 months ago
(Translated by Google) The system is simple and easy to understand, with detailed introduction and comparison Lendela can help, it is...
yip wai lam
yip wai lam
10 months ago
(Translated by Google) Recommended
yuklam shing
yuklam shing
1 year ago
(Translated by Google) Really help
Ashley :3
Ashley :3
1 year ago
(Translated by Google) The waiter is very courteous, highly recommended👍
ming mo
ming mo
1 year ago
(Translated by Google) Service quality is very good
MiKe CHENG
MiKe CHENG
1 year ago
(Translated by Google) Quick match, staff close to body and help.
Karl Hon
Karl Hon
1 year ago
(Translated by Google) The system is simple and easy to understand, with detailed introduction and comparison. It is very considerate to...
Roda Yau
Roda Yau
1 year ago
(Translated by Google) Very good, it is worth trying it!
Anson Leung
Anson Leung
1 year ago
(Translated by Google) Very satisfied with the service
ting ting
ting ting
1 year ago
(Translated by Google) Recommendable, polite and efficient
Chi Keung Kwok
Chi Keung Kwok
1 year ago
(Translated by Google) He is a good loan platform, specializing in providing referrals and personal loan information, good service...
Man Hoi Yeung
Man Hoi Yeung
1 year ago
(Translated by Google) Really help you, there are no other bizarre charges.
takman yau
takman yau
1 year ago
(Translated by Google) Really help, so reply quickly! In the end, both results are better than expected!
wing jai
wing jai
1 year ago
(Translated by Google) The staff was very polite and Zhong Zhong helped me find a suitable loan company
June Lam
June Lam
1 year ago
(Translated by Google) The attitude is very sincere and polite
Chimfa Chan
Chimfa Chan
1 year ago
(Translated by Google) Efficient, courteous, and highly recommended Lendela Ltd.
keith cheung
keith cheung
1 year ago
(Translated by Google) Thank you so much Lendela The contact person is so polite! The most important thing is to help me find the right...
Li Denny
Li Denny
1 year ago
(Translated by Google) Effective help, worth a try
lingfung shek
lingfung shek
1 year ago
(Translated by Google) Works thanks!
Chan Man
Chan Man
1 year ago
(Translated by Google) Polite and efficient really help, will compare the best choices in various places, it is worth recommending...
Ka Di Yu
Ka Di Yu
1 year ago
(Translated by Google) Really help

MULTIPLE LOAN OFFERS FOR YOUR CAR PURCHASE – JUST ONE APPLICATION

Three fast steps to your dream car:

Apply fast & easy

1. Apply online in a few minutes

Receive your offers

2. Receive offers from multiple lenders

Compare and select online

3. Compare offers and select online

Sign the agreement

4. Sign the agreement and get the money

LEARN MORE ABOUT LENDELA

Our goal is to make your loan application process quicker, simpler and more transparent. As Hong Kong's only true personal loan comparison service, we support you all the way from application to disbursement. Click below to read more about Lendela and how we empower thousands of loan-seeking Hongkongers every month.

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Traditional car loan vs. personal loan


Loan is one of the most popular ways to buy vehicle in Hong Kong. Although there are numerous facilities available for public transport still some people prefer to buy their own car. There are different options available when buying a car through a loan. Basic types of loan are

  1. Traditional car loan
  2. Personal car loan

Personal loans and car loans are the two most commonly used financing options. Personal loans can be used for different purposes (Such as vacations, home renovation, wedding, etc.). Car loan is specifically used for the purpose of buying a car.


Personal loans are comparatively more flexible and are easily available online, at local banks. They also offer comparatively lower interest rates. A car loan is actually a variation of personal loan and it requires you to make a down payment to purchase the car.

How does a personal loan for a car work?


Personal loan works in similar way as car loans in Hong Kong but they have a noticeable difference. In personal loan, you can borrow a higher amount than the actual value of your car. You don’t need to disclose the information of your car. Once you receive the loan amount you can use it to finance your car or any other purpose. Your car is not collateral in personal loan; in case of insolvency you can sell your car to pay off your debt amount.

Personal loan can be with collateral or without collateral. Interest rates are comparatively low on secured loans. In Hong Kong, loan amount can vary from HKD3,000 to HKD1,000,000. Once you sign the agreement, you agree to pay the loan amount, plus the agreed interest rate.

How to apply for a personal loan for a car


To apply for a personal loan for a car, first of all, you need to compare options as to which type of loan you want. Whether you want to go for secured loans, unsecured loans or auto loans. Once you decide on the loan type you need to follow the following steps for further process.

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Factors to consider


There are certain factors to consider when you think of applying for a loan. Below is a detailed explanation of it:
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