How it works
One secure application. Multiple personalised offers.
1
Submit one secure application with your loan details, employment information, and supporting documents to get accurate, pre-approved offers faster. Your information is only shared with the financial institutions after you’ve chosen an offer.
2
Get matched with offers tailored to your profile and choose the one that fits you best. Each loan offer shows:
Pre-approved loan amount and tenure
Monthly repayment and interest rate
Other fees (if any)
3
Once you’ve chosen an offer, the financial institution will do a final check online or through an appointment. Funds will be disbursed directly to you as fast as 3 hours.
Traditionally, borrowers go through multiple, complicated, and stressful loan applications to compare options.Lendela flips the script and puts the applicant in the driver’s seat. With our reverse auction model, banks compete for your loan with their best offers.
18 years old and above
Hong Kong resident
Minimum monthly income of $8,000
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Read what over 300,000 customers have to say
They replied super fast even on a Sunday. They gave me a quote the same day and the money was in my account by Monday. Grateful!
Andy
I'm really thankful for the platform's help. They followed up with me every step of the way.
Ho Lam
Thank you to the Lendela platform, especially the kind help of the customer service, for helping me successfully obtain a loan.
Terrence
Comprehensive platform, many offers, fast service, and great customer support attitude.
Jaco Chu
Thanks to the fast and efficient customer service. They patiently addressed my concerns and provided suitable advice and suggestions, allowing me to get my funds quickly.
Haitong Bai
Lendela was really helpful. I was matched with a financial company very quickly and successful got a loan. The customer service is very responsible and polite. Positive 👍👍👍
My Kwan
This platform is convenient and fast. From application to completion, it was all done in one afternoon, with a dedicated support person handling everything. Thanks to the customer support for being polite, professional, and efficient!
閃電球
Very good 👍 Process is very convenient, quick and helped me a great deal. Thank you to the customer support team for helping me 🙂
呀石仔
Super quick service, especially the customer support who patiently answered my questions and proactively followed up on the progress. Very helpful, highly recommend!
Oncheung Lai
The customer support was really helpful, proactively finding many offers for me to choose from. They were very polite throughout the process, and the approval was quick.
Cheuk Fu So
Convenient and fast process, customer support was easy to communicate with.
Tsz Hin Zheng
The matching process was really fast and genuinely helpful, customer service had a great attitude.
Yau Wing
Match with your lowest rate from financial institutions in minutes.