800+ Google 5 Star Reviews
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right loan just
got simpler
Get matched with multiple pre-approved loan offers in minutes.
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Multiple lenders, multiple offers, one platform
Gain access to an extensive financial network
We work with over 100 financial institutions regionally
Simplify your loan journey
with one application
Find out your monthly repayment in 2 steps.
Your monthly payment
$ 1,279.00
Trusted by over 300,000 customers
They replied super fast even on a Sunday. They gave me a quote the same day and the money was in my account by Monday. Grateful!
Andy
I'm really thankful for the platform's help. They followed up with me every step of the way.
Ho Lam
Thank you to the Lendela platform, especially the kind help of the customer service, for helping me successfully obtain a loan.
Terence
Comprehensive platform, many offers, fast service, and great customer support attitude.
Jaco Chu
Thanks to the fast and efficient customer service. They patiently addressed my concerns and provided suitable advice and suggestions, allowing me to get my funds quickly.
Haitong Bai
Lendela was really helpful. I was matched with a financial company very quickly and successful got a loan. The customer service is very responsible and polite. Positive 👍👍👍
My Kwan
This platform is convenient and fast. From application to completion, it was all done in one afternoon, with a dedicated support person handling everything. Thanks to the customer support for being polite, professional, and efficient!
閃電球
Very good 👍 Process is very convenient, quick and helped me a great deal. Thank you to the customer support team for helping me 🙂
呀石仔
Super quick service, especially the customer support who patiently answered my questions and proactively followed up on the progress. Very helpful, highly recommend!
Oncheung Lai
The customer support was really helpful, proactively finding many offers for me to choose from. They were very polite throughout the process, and the approval was quick.
Cheuk Fu So
Convenient and fast process, customer support was easy to communicate with.
Tsz Hin Zheng
The matching process was really fast and genuinely helpful, customer service had a great attitude.
Yau Wing
Lendela today
300,000+
Customers received free loan offers
800+
5 stars Google reviews
100+
Regional partners
Press
Digitalisation of the loan journey: Annual demand for no-show loans have increased significantly.
Lendela’s proprietary loan matching technology matches borrowers with their personalised loan offers, enabling them to find their ideal loan in minutes.
Break with tradition: Experience a new way to borrow
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Frequently Asked Questions
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About Lendela
Loan Matching
Choosing Your Offer
What does Lendela do?
Lendela is Hong Kong's only personal loan matchmaker. Serving as a middle-man between you - the borrower - and lenders, our job is to help you get the best possible loan given your personal situation. By submitting a single loan application at lendela.com, you get access to personalised loan offers from multiple licensed lenders. We then help you compare the offers and support you throughout the process all the way to disbursement with the lender that you select. Our service is 100% free of charge, fully online and takes no more than a few minutes.
Is Lendela a lender?
No, Lendela is not providing any loans itself. Instead, we are partnering with multiple banks and lenders to make sure that our customers get access to offers from as many loan providers as possible.
What is the difference between Lendela and a traditional loan comparison service like MoneyHero or MoneySmart?
The main difference between Lendela and a loan comparison service is that you receive personalised, pre-approved offers from lenders through the Lendela application. All the offers that are presented to you, are based on your unique application and personal situation. Furthermore, Lendela provides personal customer service throughout the loan application process. If you ever have any questions about the application process, loan offers or lenders, we are always just a call or WhatsApp message away.
Is my personal information secure with Lendela?
Always. To us, your privacy and the protection of your data is extremely important. We never share any data related to you as an individual or your application unless it's essential in the process of getting you the best possible loan offer. All our lenders are also obligated by law to follow the privacy laws in Hong Kong.
How is Lendela's service free of charge?
Our job is to make sure that you find the best possible loan. When you accept an offer using our service, we get paid a small service fee from the lender. That is why our service is 100% free of charge for you as a customer. We work without any hidden fees or charges.
How do I apply for a loan?
It is very simple. Click here to start your application.
Am I eligible for a loan?
The final loan approval is always subject to each loan provider's internal requirements, processes and eligibility criteria. Therefore, it is difficult to assess your eligibility for a final loan before you have applied using our application form. By partnering with multiple banks and financial institutions, we increase your chances of getting a loan; if one bank declines your application, you still have a good chance of getting approved by others.
Minimum requirements when applying with Lendela
• 18 years or older
• Living in Hong Kong
• Minimum monthly income of $8,000
If you have bad debts
You can still apply with us as we partner with licensed moneylenders who might be able to help you. However, if you have outstanding debts with both banks and licensed moneylenders, your chances of obtaining a loan will be significantly reduced. We still encourage you to apply on our platform, as with Lendela, we can assure you that your application will always be carefully reviewed in order to better understand your financial situation and serve you.
If you have existing loans
We have helped many customers with existing loans, so you have come to the right place!
When will I receive the money?
This depends on each loan provider's internal process. Although, once your application has been approved and you have accepted an offer, it normally takes less than a day before the money is in your bank account. In some cases, the disbursement happens immediately after approval.
How do I get the lowest possible interest rate?
Lendela will help you with that! We will send your loan application to multiple lenders, and by doing so, make sure that you get multiple offers to choose from. All you need to do is compare your offers and select the one with the lowest interest rate.
Will I be forced to choose a loan offer?
Definitely not. You are free to use our service as much as you want to compare personal loan offers. There is no commitment tied to your application and you are free to decline all the offers presented to you. Go ahead and try us!
Can I pay off the loan whenever I want?
You will need to pay off the loan on a monthly basis to avoid any late fees. Most banks and lenders do allow early repayment as well.
What is a pre-approved offer?
Our partnering loan providers are able to return with so-called pre-approved offers (also called in-principle-approved offers) to the applicant. For final approval, the bank or lender has to perform a credit check and obtain supporting documents. The pre-approved offer is still a strong indicator of how the final offer will look. After the credit check is done and the documents are submitted, you always have the opportunity to negotiate the pre-approved offer to get a larger loan amount or better terms, or reject the offer altogether.
