Lendela is not a lending agent and is completely free to use.


Find the most suitable loan offers in just a few steps. Start your application below. It is 100% free of charge and obligation-free.


Partner with 25+ banks and licensed lenders in HK


How is my personal info protected?

Your privacy and the protection of your data is extremely important to us. We never share any data related to you as an individual or to your application if it isn’t essential in the process of getting you the best possible loan offer. Your information stays secure with us at all times.

Can I apply for a personal loan?

If you meet the basic requirements listed in the top of the application form, you can apply for a personal loan and will have a good chance of getting loan offers from several banks and lenders. Note that each bank and lender has its unique criteria for final approval.

Will this application impact my credit score (TU)?

No. Lendela will not perform any credit check. Towards the end of the process, if you proceed with one of our lenders that are TU members, they may ask you for a credit check. However, the lender will only perform the credit check with your consent.

When will I get the money?

This depends on each bank's/lender's internal process, as well as your application. However, when your application is fully approved and you have accepted an offer, it normally doesn't take more than a few days before the money is in your bank account.