Personal finance articles

Smart personal finance tips no matter your life situation.

How important is credit rating?

How Important Is Your Credit Rating? 4 Things to Know Before You Apply

This is part of Lendela's Free Credit Check blog series:How to Read Your...

April 23, 2026

Should you exhaust credit line before immigration?

Should you exhaust your credit line before immigration?

When planning to leave Hong Kong, some individuals consider using up their available...

March 26, 2026

Owner loan: What is it? The pros and cons?

Owner financing in Hong Kong: what it is, pros and cons

If you are buying or selling property in Hong Kong, owner financing is one alternative...

March 26, 2026

How interest rate hikes affect loans mortgages

How interest rate hikes affect loans & mortgages

Taking out a loan or mortgage can be stressful business, whether you’re a first-time...

March 26, 2026

5 things you should know when dealing with debt problem

5 things you should know when dealing with debt problems

Debts are one of the easiest ways to turn life into living hell. Chances are, if you...

March 25, 2026

How to raise funds for your start up business

How to raise funds for your start-up business in Hong Kong

Starting a business in Hong Kong often requires upfront capital, whether for...

May 19, 2022

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