Lendela's Blog

Enjoy our articles and get useful tips about personal finance!

How interest rate hikes affect loans & mortgages

Taking out a loan or mortgage can be stressful business, whether you’re a first-time homeowner or you’ve got previous experience. The process is made increasingly complex by the way that interest rates influence the rates of loan and mortgage...

How to raise funds for your start up business

Hong Kong offers plenty of resources for those who want to start a venture. Its unique status as an international city and financial centre allows entrepreneurs to unleash their talent and expand their business into other parts of Asia as well as...

Should You Exhaust the Credit Line Before Immigration?

With immigration and moving abroad becoming a growing trend in Hong Kong, more and more people are starting to consider a new life in foreign countries by obtaining a bank loan or through debt collectors. Some of the most popular choices of...

5 things you should know when dealing with debt problem

Debts are one of the easiest ways to turn life into living hell. Chances are, if you are reading this article, you are worrying about how to pay your way out of debt.Here are 5 tips to navigate you through the process of getting out of debt.1....

Owner financing & loans: What are they? What are the pros and cons?

If you are a buyer looking for a property, getting one with an owner loan may save you significant time, effort, and money. Similarly, if you are a property seller, owner financing has the potential to help you speed up the sale process while...

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